Advocay INSURANCE ADVOCACY

GYB Insurance advocate on your behalf to help you get the best outcomes for your insurance claims, cover and premiums. We work for you, not the insurance company and our advocacy services are free. We believe client advocacy is just a natural part of an insurance advisor’s service offering.

INSURANCE ADVOCACY MEANS YOU ARE NEVER ALONE

YOUR BEST INTERESTS

As your insurance advocates, your best interests are always our top priority. Whether we are offering advice, helping you choose the best insurance, acting as your claim advocate or negotiating terms with your insurer , we do what is best for you at all times.


WE’VE GOT YOUR BACK

For us it’s not about selling insurance or meeting sales targets. It’s about protecting you and your business from unforeseen events.

We take the time to understand your unique situation, give you the best possible advice, and identify the best insurance options for your business.


FACILITATING CLAIMS

Successful claims rarely happen by accident. They are managed professionally and proactively from start to finish. We work with you and your insurer to quickly confirm your coverage, identify and resolve any questions or issues promptly and deliver the benefits of your cover as quickly (and as stress-free) as possible.

We can help you calculate the full value of your loss and understand every benefit your policy entitles you to. In other words, we can go in to bat for you with your insurance company when needed. We regularly improve both the payouts our clients receive and the additional benefits and services that help minimise disruption.

We act with only your best interests in mind and we keep you informed at every step of the way.


BESPOKE COVER

The most important aspect of your insurance is finding the right cover. Too much and you waste money on premiums. Too little, or the wrong type of cover, and you run a real risk of major disruption or financial losses. Our advisers ensure your cover is suitable for your unique circumstances. On occasion this will involve bespoke solutions that are not available when you buy insurance ‘off the shelf’.

We also review your insurance annually to identify situational changes and potential gaps in cover. Our annual reviews have helped many of our clients avoid large losses.


COMPETITIVE PREMIUM TERMS

As well as negotiating the best price for your cover, we also negotiate the best terms with your insurer to allow for better claim outcomes, keep your terms free from ambiguity and take care of the important finer details. We don’t expect you to understand all the fine print in your insurance policy – that’s what our clients pay us for!


STAYING ON TOP OF POLICY CHANGES 

Change is a constant in the insurance sector so we carefully monitor the wider market. Seemingly insignificant wording changes can have a major impact on claim outcomes. Our experts take the time to understand each change and the practical implications on your cover, so that we can provide best advice.


WE PICK UP THE PHONE

Are you over giant insurance companies with call centres or generic emails?

Our clients have a personal relationship with their GYB advisor. We will pick up the phone and talk to you. We find conversation is often more effective and efficient.

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