COVER DESIGNED SPECIFICALLY FOR TRADE & SERVICES PROFESSIONALS
Types of cover we can offer:
Tools & Material Damage
Physical loss or damage to tangible property (e.g. buildings, plant, stock, and equipment).
Business Interruption
Loss of turnover resulting from a material damage loss, and the additional cost of working to reduce that loss.
General & Public Liability
Legal liability from damage or injury to third parties resulting from your business, products or services.
Statutory Liability
Indemnity for unintentional breaches of strict liability acts, excluding criminal acts.
Employers Liability
Employee claims against employers for injuries at work, not covered by the ACC.
LBP Professional Liability
Covering defence costs, fines and claims for compensation for an alleged act, error or omission imposed by a registration board under the Building Act.
Commercial Motor Insurance
Loss or damage to registered or unregistered vehicles, including legal liability for damage or injury to third parties.
Annual Contract Works
Covering loss and/or damage to new building work during the course of construction.
Management Liability
Package liability policy incorporating directors and officers liability, crime, employment disputes, and legal prosecution defence costs.
Health Insurance
Protecting your financial wellbeing should the unforeseen happen to you or your family. This enables you to maintain your standard of living, meet financial oblations, and/or access the best private medical, and alternative treatments.